Finance with a Year Abroad
Basic Information
- Course ID
29ba0884-69d1-9494-a007-335679c284c7- Option ID
34f0120c-b3c3-4800-9e85-b56097b576ef- Provider
- Swansea University
- Type
- undergraduate
- Academic Year
- 2026
- Source
- ucas
- Created
- 2/23/2026, 9:37:38 AM
- Updated
- 3/27/2026, 11:24:48 AM
Other Options for this Course
No other options
Listing Data (Raw)
{
"id": "34f0120c-b3c3-4800-9e85-b56097b576ef",
"duration": {
"quantity": 4,
"durationType": {
"id": "4",
"caption": "Years",
"mappedCaption": null
}
},
"features": {
"accelerated": false
},
"location": {
"id": "4cf1ba58-d111-4549-bce2-570eafacd397",
"url": null,
"name": "Bay Campus",
"ukprn": null,
"address": {
"line1": "Fabian Way",
"line2": "",
"line3": null,
"line4": "Swansea",
"region": {
"id": "29",
"caption": "South Wales",
"mappedCaption": "Wales"
},
"country": {
"id": "000",
"caption": "United Kingdom",
"mappedCaption": "Wales"
},
"latitude": 51.6187999304,
"postcode": "SA1 8EN",
"longitude": -3.8794047268
},
"isDefault": false,
"geoLocation": {
"latitude": 51.6187999304,
"longitude": -3.8794047268
},
"tefCodeType": null,
"locationCode": "B",
"googleMapsUrl": null,
"googleMapsParams": null,
"locationCategory": null,
"geoLocationString": "51.6187999304,-3.8794047268"
},
"startDate": {
"date": "21/09/2026",
"nonSpecific": false
},
"studyMode": {
"id": "5",
"caption": "Full-time with time abroad",
"mappedCaption": "Full-time",
"excludedSchemesForApplication": []
},
"durationRange": null,
"outcomeQualification": {
"caption": "Bachelor of Science (with Honours) - BSc (Hons)"
},
"academicEntryRequirements": {
"qualifications": [
{
"summary": {
"offer": "BBB - ABB",
"requirements": "Excluding General Studies."
},
"priority": 2,
"notAccepted": false,
"qualificationName": "A level"
},
{
"summary": {
"offer": "D: 33 credits\r\nM: 9 credits",
"requirements": "From a Business related Access Course."
},
"priority": 5,
"notAccepted": false,
"qualificationName": "Access to HE Diploma"
},
{
"summary": {
"offer": "",
"requirements": "We recognise the EPQ as an excellent indicator of success. \n\nIf you are predicted a grade B or above in the EPQ, you will receive an offer with a one \ngrade reduction, to include your EPQ with a grade B."
},
"priority": 1145,
"notAccepted": false,
"qualificationName": "Extended Project"
},
{
"summary": {
"offer": "32 - 33 points",
"requirements": "A minimum of 5 in Standard Level English or 4 in Higher Level English."
},
"priority": 1141,
"notAccepted": false,
"qualificationName": "International Baccalaureate Diploma Programme"
},
{
"summary": {
"offer": "",
"requirements": "Swansea University accepts the Advanced Skills Baccalaureate Wales as fully equivalent to x1 A-Level."
},
"priority": 1143,
"notAccepted": false,
"qualificationName": "WJEC Level 3 Advanced Skills Baccalaureate Wales"
},
{
"summary": {
"offer": "DDM - DDD",
"requirements": ""
},
"priority": 4,
"notAccepted": false,
"qualificationName": "Pearson BTEC Level 3 National Extended Diploma (first teaching from September 2016)"
},
{
"summary": {
"offer": "H2, H2, H2, H2, H2, H3",
"requirements": ""
},
"priority": 1146,
"notAccepted": false,
"qualificationName": "Leaving Certificate - Higher Level (Ireland) (first awarded in 2017)"
},
{
"summary": {
"offer": "B",
"requirements": "This qualification can be used in conjunction with 2 A levels or A level equivalent qualifications."
},
"priority": 1144,
"notAccepted": false,
"qualificationName": "Welsh Baccalaureate - Advanced Skills Challenge Certificate (last awarded Summer 2024)"
}
],
"ucasTariffPointsMax": 174,
"ucasTariffPointsMin": 120,
"ucasTariffPointsDisplayMax": 128,
"ucasTariffPointsDisplayMin": 120
}
}
Detail API Response (Raw)
{
"course": {
"id": "29ba0884-69d1-9494-a007-335679c284c7",
"cpdFlag": false,
"options": [
{
"id": "34f0120c-b3c3-4800-9e85-b56097b576ef",
"status": {
"published": true,
"availableForApplication": true,
"applicationStatusSummary": "Available to Apply",
"acceptingApplicationsMessage": null,
"notAcceptingApplicationsMessage": null
},
"cycleId": null,
"modules": "Typically, your first year of study is made up of compulsory modules, ensuring a solid foundation in core disciplines. Compulsory modules are studied by all students on the programme, meaning you are automatically enrolled. Examples of compulsory modules include:\n\n•\tFoundations of Finance\n•\tFoundations of Financial Accounting\n•\tEconomics for Accounting and Finance\n\nYour second and fourth years will comprise of a mixture of compulsory and optional modules, which you can pick according to your chosen career. Examples of 2nd and 4th year modules in recent years have included:\n\n•\tCorporate Finance\n•\tFinancial markets and Institutions\n•\tInvestments: Assets Equities and Bonds\n•\tProject Management\n•\tAsset Management\n\nYou will spend year 3 studying abroad. This can give you a real competitive advantage and will broaden your horizons when it comes to seeking employment.\n\nFor the full programme structure and module breakdown, please visit our webpage at https://www.swansea.ac.uk/undergraduate/courses/som/accounting-finance/",
"deadline": {
"id": "jan15",
"caption": "14 January",
"mappedCaption": null
},
"duration": {
"quantity": 4,
"durationType": {
"id": "4",
"caption": "Years",
"mappedCaption": null
}
},
"features": {
"accelerated": false
},
"location": {
"id": "4cf1ba58-d111-4549-bce2-570eafacd397",
"url": null,
"name": "Bay Campus",
"ukprn": null,
"address": {
"line1": "Fabian Way",
"line2": "",
"line3": null,
"line4": "Swansea",
"region": {
"id": "29",
"caption": "South Wales",
"mappedCaption": "Wales"
},
"country": {
"id": "000",
"caption": "United Kingdom",
"mappedCaption": "Wales"
},
"latitude": 51.6187999304,
"postcode": "SA1 8EN",
"longitude": -3.8794047268
},
"isDefault": false,
"geoLocation": {
"latitude": 51.6187999304,
"longitude": -3.8794047268
},
"tefCodeType": null,
"locationCode": "B",
"googleMapsUrl": "https://maps.googleapis.com/maps/api/staticmap?zoom=10&size=2048x600&scale=2&markers=size:tiny%7Ccolor:red%7C51.6187999304,-3.8794047268&key=AIzaSyDAC7vZWEFNPF6GFUZvXfO5PRDxdEC0Gc0&signature=V5kHLShc4FkFchUu1tpV1Oyfa5Q=",
"googleMapsParams": "51.6187999304,-3.8794047268",
"locationCategory": null,
"geoLocationString": "51.6187999304,-3.8794047268"
},
"startDate": {
"date": "21/09/2026",
"nonSpecific": false
},
"studyMode": {
"id": "5",
"caption": "Full-time with time abroad",
"mappedCaption": "Full-time",
"excludedSchemesForApplication": []
},
"applyCycle": "2026",
"courseFees": [],
"courseType": null,
"entryPoints": [
{
"caption": "Year 1",
"isDefault": true,
"entryPointId": 1,
"minOptionDurationYears": 0
}
],
"durationRange": {
"max": null,
"min": null
},
"admissionTests": [],
"subjectOptions": [],
"useDefaultFees": false,
"providerApplyUrl": null,
"assessmentMethods": "We offer a variety of assessment methods within our programmes, which can include:\n\n•\tExaminations\n•\tClass Tests\n•\tWritten assignments\n•\tGroup presentation\n\nThroughout your undergraduate Finance degree, you will develop excellent research and analytical skills and learn to present your ideas effectively both verbally and in writing. For full breakdown of course structure and assessment, please get in touch with us at study@swansea.ac.uk",
"entryRequirements": null,
"internalReference": null,
"providerCourseUrl": "https://www.swansea.ac.uk/undergraduate/courses/som/study-abroad/bscfinance-yearabroad/",
"professionalBodies": [
{
"id": "1145",
"caption": "Association of Chartered Certified Accountants",
"mappedCaption": null
},
{
"id": "2282",
"caption": "The Chartered Financial Analyst Institute",
"mappedCaption": null
},
{
"id": "1236",
"caption": "Chartered Institute of Management Accountants",
"mappedCaption": null
},
{
"id": "2209",
"caption": "AACSB International",
"mappedCaption": null
}
],
"qualificationLevel": {
"id": "RQF_6",
"caption": "RQF Level 6",
"mappedCaption": null
},
"subjectToValidation": false,
"outcomeQualification": {
"id": "47132",
"caption": "Bachelor of Science (with Honours) - BSc (Hons)",
"mappedCaption": "Bachelor degrees (with or without Honours)"
},
"deferredEntryDisallowed": false,
"additionalFeeInformation": "For the latest fee information, please check the individual course page on our website. Our full range of programmes are listed here: https://www.swansea.ac.uk/undergraduate/courses/ \n\nFurther information on tuition fees can be found here: https://www.swansea.ac.uk/undergraduate/fees-and-funding/tuition-fees/",
"academicEntryRequirements": {
"noRequirements": false,
"qualifications": [
{
"summary": {
"offer": "BBB - ABB",
"requirements": "Excluding General Studies."
},
"priority": 2,
"notAccepted": false,
"qualificationName": "A level"
},
{
"summary": {
"offer": "D: 33 credits\r\nM: 9 credits",
"requirements": "From a Business related Access Course."
},
"priority": 5,
"notAccepted": false,
"qualificationName": "Access to HE Diploma"
},
{
"summary": {
"offer": "",
"requirements": "We recognise the EPQ as an excellent indicator of success. \n\nIf you are predicted a grade B or above in the EPQ, you will receive an offer with a one \ngrade reduction, to include your EPQ with a grade B."
},
"priority": 1145,
"notAccepted": false,
"qualificationName": "Extended Project"
},
{
"summary": {
"offer": "32 - 33 points",
"requirements": "A minimum of 5 in Standard Level English or 4 in Higher Level English."
},
"priority": 1141,
"notAccepted": false,
"qualificationName": "International Baccalaureate Diploma Programme"
},
{
"summary": {
"offer": "",
"requirements": "Swansea University accepts the Advanced Skills Baccalaureate Wales as fully equivalent to x1 A-Level."
},
"priority": 1143,
"notAccepted": false,
"qualificationName": "WJEC Level 3 Advanced Skills Baccalaureate Wales"
},
{
"summary": {
"offer": "DDM - DDD",
"requirements": ""
},
"priority": 4,
"notAccepted": false,
"qualificationName": "Pearson BTEC Level 3 National Extended Diploma (first teaching from September 2016)"
},
{
"summary": {
"offer": "H2, H2, H2, H2, H2, H3",
"requirements": ""
},
"priority": 1146,
"notAccepted": false,
"qualificationName": "Leaving Certificate - Higher Level (Ireland) (first awarded in 2017)"
},
{
"summary": {
"offer": "B",
"requirements": "This qualification can be used in conjunction with 2 A levels or A level equivalent qualifications."
},
"priority": 1144,
"notAccepted": false,
"qualificationName": "Welsh Baccalaureate - Advanced Skills Challenge Certificate (last awarded Summer 2024)"
}
],
"furtherInformation": "GCSEs: Minimum of Grade C in Mathematics; and in English or Welsh Language.",
"ucasTariffPointsMax": 174,
"ucasTariffPointsMin": 120,
"contextualInformation": "UK applicants who meet course requirements are guaranteed a conditional offer. We assess applications on individual merit. We consider making reduced offers, eg. to Care Leavers or students with extenuating circumstances. We encourage you to disclose any relevant circumstances.\n\nThe Advanced Skills Baccalaureate Wales is considered as equivalent to one full A-Level and students can take x2 A-levels alongside this. EPQ students predicted Grade B or above will receive a one-grade offer reduction.",
"contextualInformationUrl": "https://www.swansea.ac.uk/undergraduate/how-to-apply/guaranteed-offers/",
"ucasTariffPointsDisplayMax": 128,
"ucasTariffPointsDisplayMin": 120,
"providerEntryRequirementsUrl": null
},
"additionalEntryRequirements": [],
"englishLanguageEntryRequirements": [],
"minimumAcademicEntryRequirements": null,
"subsequentYearsEntryRequirements": null,
"amsApplicationConfigurationOptions": {
"useAscii": false,
"hasNoVacancies": "False",
"customQuestions": [],
"vacancyStatuses": [
{
"status": null,
"domicile": "eu",
"hasVacancies": true,
"flattenedVacancy": "eu"
},
{
"status": null,
"domicile": "wales",
"hasVacancies": true,
"flattenedVacancy": "wales"
},
{
"status": null,
"domicile": "eng",
"hasVacancies": true,
"flattenedVacancy": "eng"
},
{
"status": null,
"domicile": "int",
"hasVacancies": true,
"flattenedVacancy": "int"
},
{
"status": null,
"domicile": "scot",
"hasVacancies": true,
"flattenedVacancy": "scot"
},
{
"status": null,
"domicile": "ni",
"hasVacancies": true,
"flattenedVacancy": "ni"
},
{
"status": null,
"domicile": "roi",
"hasVacancies": true,
"flattenedVacancy": "roi"
}
],
"hasRestrictedVacancies": "False",
"hasRestrictedEligibility": false,
"restrictedEligibilityUrl": null,
"restrictedEligibilityInfo": null,
"useEnhancedCriminalConvictionCheck": false,
"notAcceptingInternationalApplications": "False"
},
"englishLanguageEntryRequirementInformation": {
"urlField": "https://www.swansea.ac.uk/admissions/english-language-requirements/",
"urlDescription": "English Language Requirements at Swansea University",
"furtherInformation": "For applicants whose first language is not English we require a minimum overall IELTS score of 6.0 (or equivalent) and no less than 5.5 in each component."
}
}
],
"suggest": "Finance with a Year Abroad. Swansea University. Business studies. Finance",
"summary": "Swansea University's Accounting and Finance department has an excellent reputation for preparing graduates for success within the financial industry. Swansea's School of Management offers an excellent learning experience and future career potential. \n\nThis degree is perfect if you have a dedicated interest in financial fields such as investment banking or financial trading. By blending theory, empirical evidence and practical application, you will build essential transferable skills, enabling the analysis and critical evaluation of real-world financial issues and concepts. \n\nAs part of this programme, you will spend a year abroad between your second and final year, broadening your skills and experience. Our partner institutions span the globe, with opportunities varying each year. If you wish to receive more information, please get in touch with us on study@swansea.ac.uk. \n\nAccredited by the Association of Chartered Certified Accountants (ACCA), the Chartered Institute of Management Accountants (CIMA) and the Chartered Financial Analyst (CFA) Institute, this programme allows you to obtain professional exemptions whilst studying with us. \n\nLecturers on this course have a wealth of \"real life\" experience that directly influences course content; ensuring the most up-to-date and relevant information is at your fingertips. This programme is ideal for those looking to develop the skills that are essential to excelling in a career within the financial sector.\n\nThe School of Management is accredited by AACSB International, the world’s largest business education association, connecting business schools, businesses and learners, to create the next generation of great leaders.",
"atasFlag": false,
"contacts": [
{
"id": "4a4cc3c7-50b9-4502-a393-66b52a5fcc54",
"fax": null,
"email": "study@swansea.ac.uk",
"phone": "01792 295111",
"title": "Swansea University Admissions Office",
"isDefault": true,
"hasCourses": false,
"isClearing": false,
"clearingUrl": null,
"enquiryLink": {
"url": "https://www.swansea.ac.uk/undergraduate/enquiry/",
"caption": "Ask us a question - undergraduate enquiries."
},
"availability": null,
"coursesCount": 0,
"isAdmissions": false,
"socialMediaPresences": [
{
"id": "fb",
"url": "https://www.facebook.com/swanseauniversity/",
"caption": "Facebook"
},
{
"id": "ig",
"url": "https://instagram.com/swanseauni/?hl=en",
"caption": "Instagram"
},
{
"id": "tw",
"url": "https://twitter.com/SwanseaUni",
"caption": "Twitter"
},
{
"id": "yt",
"url": "https://www.youtube.com/user/SwanseaUniVideo",
"caption": "Youtube"
},
{
"id": "li",
"url": "https://www.linkedin.com/school/swansea-university/",
"caption": "LinkedIn"
}
]
},
{
"id": "52e32d03-15f3-4249-9cb4-8bde3f6f7a68",
"fax": "01792 295110",
"email": "study@swansea.ac.uk",
"phone": "01792 295111",
"title": "The Admissions Office, Swansea University",
"isDefault": false,
"hasCourses": false,
"isClearing": false,
"clearingUrl": null,
"enquiryLink": {
"url": null,
"caption": null
},
"availability": null,
"coursesCount": 0,
"isAdmissions": true,
"socialMediaPresences": []
},
{
"id": "9d7a2390-d9f7-4f8a-9bd5-5159bd8f67e0",
"fax": null,
"email": "study@swansea.ac.uk",
"phone": "0808 175 3071",
"title": "Clearing Helpline",
"isDefault": false,
"hasCourses": false,
"isClearing": true,
"clearingUrl": "http://www.swansea.ac.uk/clearing/",
"enquiryLink": {
"url": "https://www.swansea.ac.uk/clearing/clearing-registration/",
"caption": "Fast track your Clearing application."
},
"availability": "",
"coursesCount": 0,
"isAdmissions": false,
"socialMediaPresences": [
{
"id": "fb",
"url": "https://www.facebook.com/swanseauniversity/",
"caption": "Facebook"
},
{
"id": "tw",
"url": "https://twitter.com/SwanseaUni",
"caption": "Twitter"
},
{
"id": "li",
"url": "https://www.linkedin.com/school/swansea-university/",
"caption": "LinkedIn"
},
{
"id": "ig",
"url": "https://instagram.com/swanseauni/",
"caption": "Instagram"
},
{
"id": "yt",
"url": "https://www.youtube.com/user/SwanseaUniVideo",
"caption": "Youtube"
}
]
}
],
"keywords": null,
"provider": {
"id": "4b70e003-9056-dea2-e186-1dc3ad3316c9",
"name": "Swansea University",
"ukprn": 10007855,
"address": {
"line1": "Singleton Park",
"line2": "",
"line3": "",
"line4": "Swansea",
"region": {
"id": "29",
"caption": "South Wales",
"mappedCaption": "Wales"
},
"country": {
"id": "104",
"caption": "Wales",
"mappedCaption": "Wales"
},
"latitude": 51.6096266577,
"postcode": "SA2 8PP",
"longitude": -3.9806156424
},
"aliases": [
"Abertawe"
],
"logoUrl": "https://d1l6hqpjksdq9d.cloudfront.net/Prod/4b70e003-9056-dea2-e186-1dc3ad3316c9",
"aliasName": "Swansea University (Abertawe)",
"websiteUrl": "https://www.swansea.ac.uk",
"liveProvider": true,
"providerCode": null,
"providerSort": "Swansea University",
"providerUrls": [],
"imageLocation": null,
"institutionCode": "S93",
"providerShortName": "Swansea University",
"cukasInstitutionCode": null,
"requireAsciiDocuments": false,
"providerAbbreviatedName": "SWAN",
"aliasNameWithoutApostrophe": "Swansea University (Abertawe)"
},
"subjects": [
{
"id": "351",
"caption": "Business studies",
"mappedCaption": null
},
{
"id": "366",
"caption": "Finance",
"mappedCaption": null
}
],
"auditions": [],
"studyType": null,
"department": {
"id": "ec8d2b3f-77c6-771a-dad1-fa90ced28eaa",
"name": "Accounting and Finance"
},
"hecosCodes": [
{
"hecosCode": {
"code": "100107",
"caption": "finance",
"refDataId": "10053"
},
"percentageOfCourse": 100
}
],
"jacs3Codes": [
{
"isMajor": false,
"jacs3Code": {
"id": "N300",
"caption": "Finance",
"mappedCaption": null
}
}
],
"publishEnd": "9999-12-31T23:59:59.9999999",
"shortTitle": null,
"specialism": {
"primary": [],
"secondary": [],
"specialismStudyTypes": []
},
"visibleEnd": "2027-08-01T08:00:00",
"compositeId": "29ba0884-69d1-9494-a007-335679c284c7-2026",
"courseTitle": "Finance with a Year Abroad",
"facultyCode": null,
"routingData": {
"scheme": {
"id": "ucas",
"caption": "UCAS Undergraduate",
"mappedCaption": null
},
"destination": {
"id": "ug",
"caption": "Undergraduate",
"mappedCaption": null
}
},
"availableEnd": "9999-12-31T23:59:59.9999999",
"englishTitle": "",
"publishStart": "2025-04-29T00:00:00Z",
"visibleStart": "2025-04-29T08:00:00",
"taughtInWelsh": false,
"ucasApplyData": null,
"academicYearId": "2026",
"availableStart": "0001-01-01T00:00:00",
"awardingBodies": [],
"applicationCode": "N303",
"courseTitleSort": "Finance with a Year Abroad",
"abbreviatedTitle": null,
"balanceIndicator": {
"id": "S",
"caption": "Single",
"mappedCaption": null
},
"copyFormRequired": false,
"internalReference": null,
"currentlyInClearing": false,
"ucasTeacherTraining": false,
"degreeApprenticeship": false,
"qualifiedTeacherStatus": null,
"sponsorshipInformation": null,
"internationalInformation": "If you are an International Student, please visit our International pages for more information about entry requirements: http://www.swansea.ac.uk/international/students/requirements/.",
"courseTitleWithoutApostrophe": "Finance with a Year Abroad",
"additionalAuditionInformation": null,
"higherTechnicalQualifications": false
},
"version": 84,
"academicYearsInformation": {
"2025": 1,
"2026": 1
}
}
Normalized Data
{
"scrapedAt": "2026-03-27T11:24:47.065Z",
"scrapedPte": null,
"scrapedUrl": "https://www.swansea.ac.uk/undergraduate/courses/som/study-abroad/bscfinance-yearabroad/",
"scrapedToefl": null,
"scrapedAiUsed": false,
"scrapedFeeRaw": "Start Date Tuition Fees - Year 1 Sep 2026 £ 9,790 Start Date Tuition Fees - Year 1 Sep 2026 £ 5,760 Start Date Tuition Fees - Year 1 Sep 2026 or Jan 2027 £ 20,600",
"feesConfidence": 0,
"normalizedFees": {
"home": null,
"currency": null,
"international": null
},
"scrapedAiError": null,
"scrapedDuolingo": null,
"scrapedTemplate": "drupal",
"scrapedCambridge": null,
"scrapedIeltsBand": null,
"scrapedLangSource": "course_page",
"languageConfidence": 0,
"normalizedLanguage": {
"pte": null,
"ielts": null,
"toefl": null,
"duolingo": null,
"cambridge": null
},
"scrapedLanguageRaw": "English language skills (if English is not your first language).\nIn addition, if you have a Specific Learning Difficulty (SpLD), disability, mental health or medical condition, the Centre for Academic Success have Specialist Tutors to support your learning, working alongside the Disability Office and Wellbeing Service to support all your needs and requirements whilst studying at Swansea University.\nStudy Abroad and Global Opportunities\nTo learn more about study abroad, visit our Go Global webpages. Enrolment on a programme with a semester/year abroad does not guarantee you a semester/year abroad placement. Spaces are limited and subject to a competitive selection process. In the event you do not secure a semester/year abroad placement, you will be transferred to the standard variant of your degree scheme without a semester or year abroad.\nInternational summer programmes are open to students from all schools. Programmes typically range from 2 to 6 weeks, across destinations such as Sri Lanka, South Korea, Fiji, Bali, the USA and across Europe. For more information about programmes and eligibility visit our Summer Abroad webpages.",
"scrapedIeltsOverall": null,
"scrapedLangSourceUrl": null,
"scrapedTuitionFeeHome": null,
"scrapedTuitionFeeIntl": null,
"scrapedEntryRequirements": "UCAS Code N300 Mode of Study Campus Based Typical Offer (view equivalents) ABB-BBB Location Bay Campus Start Date Tuition Fees - Year 1 Sep 2026 £ 9,790 UCAS Code N30F Mode of Study Campus Based Typical Offer (view equivalents) CCD-DDD Location Bay Campus Start Date Tuition Fees - Year 1 Sep 2026 £ 5,760 UCAS Code N303 Mode of Study Campus Based Typical Offer (view equivalents) ABB-BBB Location Bay Campus Start Date Tuition Fees - Year 1 Sep 2026 £ 9,790"
}